Quickly learn how Blink works, why it’s awesome, and what makes your money move like magic. Everything you wanted to ask
Blink is a next-generation payment platform that lets you send and receive USDC (digital dollars) using just an email or phone number — no crypto wallets or exchange accounts required. Each transfer is sent as a secure, money link that earns yield while waiting to be claimed by recipient.
Each payment is tied to either a phone number or email and a temporary wallet. When you send money through Blink, a secure payment link is automatically generated. You can share this link via text, email, or WhatsApp — just like sharing a photo.
The recipient clicks the link, verifies their identity, and instantly receives the funds in their preferred local currency or digital wallet. Under the hood, Blink leverages stablecoin rails for settlement, ensuring transactions move in seconds instead of days, with fees that are a fraction of traditional methods.
Moving money globally today is still far too complicated. You need wallets, public keys, endless verification steps and every app works in its own little silo. That means switching between tools just to send, receive, or track payments.
For businesses, this fragmentation costs both time and revenue. Traditional cross-border systems add layers of fees and delays that quietly cut into profits.
Blink fixes that. It brings everything "sending, receiving, and earning" into one simple flow. No crypto wallets. No confusing addresses. Just a link.
Blink removes the dependency on prefunded accounts, complicated numbers and intermediary banks, using stablecoin rails to enable direct, instant settlement across currencies and people. That means no waiting, no middlemen, no complicated numbers and no unnecessary FX spread eating into your revenue.
But we didn’t stop there. With Blink, every transaction also becomes a yield-bearing instrument, meaning value isn’t just transferred, it’s optimized while in motion.
It’s a system that turns what used to be a cost center (cross-border payments) into a yield-generating layer for businesses and communities.
In short: Blink transforms global transfers from a drain on revenue into a driver of growth, faster, fairer, and financially smarter.
Blink is designed for everyone — individuals sending money home, or abroad freelancers receiving payments, startups managing payouts, or organizations distributing grants or payments to large audiences at once.
If you’ve ever struggled with high fees, slow transfers, or complex bank processes. Blink is your shortcut to fast, rewarding borderless money.
No. Blink was built for everyday users, not crypto experts.Recipients don’t need to set up a wallet, buy tokens, or manage private keys. They just click their payment link, verify who they are, and claim their funds directly — all within a simple, secure interface.
Blink is accessible in 150+ countries and expanding. Our infrastructure supports both digital wallets and local cash-out options where available, with localized experiences for Africa, Asia, Europe, and the Americas.
Our settlement engine automatically bridges between digital and local currencies, so senders can pay in stablecoins while recipients withdraw in local cash or mobile money where available.
Yes. Blink was designed for both the banked and unbanked. You can receive payments directly to a digital wallet, mobile money account, or at an approved agent outlet. This makes Blink particularly powerful in underserved regions where banking access is limited — bridging the gap between traditional finance and the future of money.
With Blink, mistakes are far less risky than with traditional crypto or wire transfers. Because Blink payments are sent as secure claim links, funds aren’t instantly withdrawn or lost. They remain in a temporary yield-bearing escrow until the recipient claims them. That means if you realize you’ve sent a Blink to the wrong person or mistyped an email or phone number, you can cancel or revoke the link anytime before it’s claimed, no blockchain recall needed.
Once cancelled, the funds automatically return to your balance (plus any yield earned while pending). If the payment has already been claimed, Blink’s system provides auditable proof of claim and ownership, and our support team can guide you through the next best steps — though at that point, recovery depends on the recipient’s cooperation.
In short: Blink helps prevent loss before it happens by keeping your transfers secure, traceable, and reversible until claimed.
Traditional remittance apps are siloed and rely on slow, pre-funded bank corridors and charge high fees to maintain them.
Blink takes a different approach: it connects payments directly to stablecoin liquidity, allowing funds to move instantly, 24/7, without intermediaries. The result? Global payments that feel local, fast, inexpensive, and yield-generating.
Every Blink payment temporarily sits in a secure, yield-bearing escrow until the recipient claims it. This means your money doesn’t just sit idle, it earns passive yield through on-chain, regulated stablecoin reserves and deFi protocols during the holding period. When the recipient claims the transfer, both parties benefit from the yield earned while funds were “in motion”. It’s money transfer, reimagined — productive capital from send to settle.
Absolutely. Blink is built for scale.You can send 1 or 10,000 payments in seconds with just a CSV upload — perfect for creators, communities, and companies managing grants, incentives, or commissions. Each recipient receives a personalized payment link, allowing seamless tracking, reminders, and yield accrual until claimed.
Yes. Communities and DAOs can create shared wallets for collective savings, projects, or community-driven initiatives with flexible access controls.
Transfers typically moves and settle in seconds, depending on network activity and the recipient’s claim method.
Blink charges minimal network-level fees — typically under $0.01 per transaction — far lower than traditional remittance or banking methods.
Programmability means every Blink payment can carry its own rules. You decide how and when the funds can be claimed. For example, you can set conditions like:
● “Claimable only after a milestone is completed.”
● “Expires after 7 days if unclaimed.”
● “Split automatically between multiple recipients.”
These programmable conditions turn ordinary transfers into smart, self-executing payments — perfect for grants, bounties, payrolls, or community rewards. Once the criteria you set are met, Blink releases the funds instantly and transparently.
It’s automation without the complexity of writing smart contracts, just simple, rule-based payments that anyone can use.
Every Blink transfer comes with a configurable claim window — a time limit that defines how long a recipient has to accept the payment.
If the claim window expires before the recipient claims it, the funds are automatically returned to the sender’s balance, along with any yield generated during the waiting period. This ensures you stay in control of your capital at all times. No more funds locked indefinitely or lost in the system. Blink keeps every transaction predictable, efficient, and reversible until the end of its claim window.
Absolutely. Blink uses bank-grade encryption and blockchain-level security for every transaction. Each payment link is single-use, cryptographically signed, and expires once claimed. We also employ advanced fraud monitoring and behavioural analytics to detect unusual activity in real time, protecting both sender and recipient.
If a recipient accidentally deletes or loses their payment link, the funds remain safely in escrow. The sender can resend or reclaim the payment anytime, ensuring that no transfer is ever lost or irrecoverable.
Yes. Blink is built on Bingtellar’s compliance infrastructure, ensuring full adherence to global AML, KYC, and FATF travel rule requirements. Every transaction passes through a compliant on/off-ramp framework, making Blink both compliance sound and future-ready.
Our support team is available 24/7, reach out to us anytime